Legal Information

Legal Information

Delaware Life
1601 Trapelo Road, Suite 30
Waltham, MA 02451

Who We Are

Delaware Life policies and contracts are issued by Delaware Life Insurance Company (Waltham, MA), authorized to transact business in all states (except New York), the District of Columbia, Puerto Rico and the U.S. Virgin Islands. Delaware Life Insurance Company of New York (New York, NY) is authorized to transact business in New York and Rhode Island. Variable contracts are distributed through Clarendon Insurance Agency, Inc. (Waltham, MA). All three companies are members of the Delaware Life group of companies.

Conditions of Use

Please read the following Conditions of Use carefully before using this Web Site.  The Conditions of Use apply to all Delaware Life Web Sites.  You should review the Conditions of Use regularly as they may change at any time.  References to “Web Sites” and “Sites” mean both the singular and plural of these terms.  References to “you” or “your” shall mean the person authorized to access and use Delaware Life’s Web Sites.  References to “we”, “us” or “our” shall mean Delaware Life and affiliated member companies.

Not an offer to buy or sell:  Nothing in or posted on our Web Sites constitutes an offer to buy or sell products or services of the Delaware Life group of companies.  All products and services are subject to the terms and conditions of any applicable agreements and/or disclosure documents.

Governing laws:  This Web Site is based in Waltham, Massachusetts, and the laws of the Commonwealth of Massachusetts and the federal laws of the United States of America shall govern as to the interpretation, validity and effect of these Conditions of Use and any use of Delaware Life’s Web Sites. The courts of the Commonwealth of Massachusetts shall have exclusive jurisdiction in any action or proceeding instituted under or related to these Conditions of Use or your use of our Web Sites.  The products and services referred to on our Web Sites are available only in jurisdictions where they may be lawfully offered for sale, and not all Delaware Life products and services are available in all geographic regions/states.

Jurisdictional considerations:  Delaware Life makes no representation that materials on our Web Sites are appropriate or available for use in any location, including, without limitation, for use outside the United States.  Access to the materials on our Web Sites from territories where their contents are illegal is prohibited.  You may not use or export the materials on our Web Sites or any copy or adaptation in violation of any applicable laws or regulations, including, without limitation, U.S. export laws and regulations.

No warranties made as to content:  The materials and information on our Web Sites are provided “as is,” are for informational purposes only, and are subject to change without notice.  The information provided on and through Delaware Life’s Web Sites is believed to be reliable when posted.  However, we cannot guarantee that information will be accurate, complete and current at all times.  Therefore, Delaware Life disclaims any warranty of any kind, whether express or implied, as to any matter whatsoever related to its Web Sites, including without limitation their merchantability or fitness for any particular purpose.  In no event shall Delaware Life be liable for any direct or indirect, special, incidental or consequential damages arising out of the use or inability to use the materials on its Web Sites.  In addition, nothing on our Web Sites should be construed as investment, tax or legal advice and should not be relied upon as a substitute for consultation with your own financial, tax or legal advisors.  All information on Delaware Life’s Web Sites is subject to modification from time to time without notice.  No information based upon the opinions expressed in any web-based presentation can be guaranteed.

Web Site availability:  We will make every reasonable effort to provide you access to our Web Sites. However, there will be occasions when our Web Sites will be unavailable for use or times when we find it necessary to shut down our Web Sites for a period of time for maintenance, updates and other reasonable adjustments.

No warranties made with respect to other sites or links:  Third-party web sites accessed by hypertext links appearing on Delaware Life’s Web Sites may have been independently developed by others.  We do not guarantee the accuracy of any information on these other sites.  The listing of an organization not affiliated with Delaware Life on our Web Sites should not be interpreted as an endorsement of its services or products by any of the Delaware Life group of companies.  Delaware Life disclaims any and all responsibility and liability for the accuracy, content, completeness, legality, reliability or operability of such hypertext links or the services and resources therein.  Any concerns regarding any such service or resource should be directed to the particular service or resource.

Trademarks and copyrights:  The contents of Delaware Life’s Web Sites are protected by copyright and trademark laws.  Except as may otherwise be provided herein, users of Delaware Life’s Web Sites shall be entitled to copy information for their own non-commercial, personal use but may not republish or reproduce any part without the prior written permission of Delaware Life.  Republishing and reproducing includes any uploading, downloading or accessing the information on our Web Sites utilizing the Internet or any other local or international computer system.  An acknowledgement of the source must be included whenever our materials are copied or published.  Any infringement of our rights will result in appropriate legal action. The Delaware Life group of companies disclaims any and all liability that may result from any unauthorized reproduction or use of the information on our Web Sites.