Assets to income

Pinnacle PlusSM from Delaware Life is a multiyear guaranteed annuity that aims to turn retirement assets into income.

Pinnacle Plus℠ Literature

Pinnacle Plus℠ is a guaranteed way to build retirement assets without the principal risk of stocks, bonds, or mutual funds.

Predictable and flexible

When purchasing a Pinnacle Plus℠ contract, can choose one of four guarantee periods—3, 5, 7, or 10 years—to meet specific needs, and the interest rate is locked-in for that entire period.

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Penalty-free withdrawals

Free required minimum distribution (RMD) withdrawal is available in year one. Starting in the second contract year, Pinnacle Plus℠ allows penalty-free withdrawals of up to 10% based on the total paid premiums or required minimum distribution (if greater), free of surrender charges.

Tax-deferred growth

With Pinnacle Plus℠, earnings are tax-free until withdrawal, meaning earnings are compounded. Money works harder with the security of a guaranteed income stream through the annuitization feature.

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Pinnacle Plus℠ Legal Disclosure

All products and/or options may not be available in all states. Annuity contracts contain exclusions, limitations, reductions of benefits, and terms for keeping them in force. Your licensed financial professional can provide you with complete details. For use with Delaware Life Insurance Company policy form ICC14-DLIC-MYGA-01A and state specific variations where applicable.

Riders are available for additional expenses.