Fixed Index Annuity

Delaware Life Retirement Stages SelectSM

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Flexibility, choice, and security

Retirement Stages Select℠ is a fixed index annuity that offers growth potential and principal protection, setting a course toward retirement goals.

Retirement Stages Select℠ Rates

For a more detailed look at Retirement Stages Select℠, download the rate sheet.
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Retirement Stages Select℠ Literature

Delaware Life’s Retirement Stages Select℠ offers you the flexibility and choice of different strategies to potentially grow your money and build your future income.

Index strategies and crediting options: Opportunity meets protection

Invest in one or a combination of strategies that offers the potential to grow based on the performance of the chosen indices, measured from the beginning to the end of the 1-year term. When the index rises, the account is credited with interest, a portion of the gain. If the chosen index falls, no interest is received, but there is no loss to the principal, which has been “locked in” and protected.

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Extra protection with a guaranteed upside

At no additional cost, benefit from the Guaranteed Minimum Account Value (GMAV) of 115%. If the annuity’s account value hasn’t increased by the end of the surrender period, the account value automatically increases to the GMAV. The five- and seven-year GMAV will be at least 115% of the initial premium, less any withdrawals.

Options to access money

Sometimes, it’s necessary to access money. Retirement Stages Select℠ offers options that allow withdrawals from the account value. After the first year, up to 10% of the last contract anniversary value, or a Required Minimum Distribution (RMD), is free of surrender charges. There is also the flexibility to withdraw more than the free amount, but surrender charges may apply.

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Retirement Stages Select℠ Disclosures

All products and/or options may not be available in all states. Annuity contracts contain exclusions, limitations, reductions of benefits, and terms for keeping them in force. Your licensed financial professional can provide you with complete details. For use with base policy forms DLIC-FIA-17 or ICC17-DLIC-FIA-17.

Retirement Stages Select℠ is currently approved for sale in all states EXCEPT: NY

Founded in 2013, Delaware Life Insurance Company is a member of Group 1001, a collective that empowers companies to create positive growth. Everything we do is designed to help individuals and communities thrive.

Our insurance and annuities make financial products easy to understand and accessible to all. Our online investing platform gives individuals control over their savings and their futures. Our technology and innovation help companies succeed. And our strategic partnerships bring people together through education and sports.

Because we all have the power to grow better.
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Contact Us

10555 Group 1001 Way
Zionsville, IN 46077

[email protected]1.800.374.3714

Legal

Check the background of your financial professional or Clarendon Insurance Agency, Inc. on FINRA’s BrokerCheck.

Variable annuities are sold by prospectus. Investors should carefully consider a variable annuity’s risks, charges, limitations and investment goals of underlying investment options prior to making any investment decisions. This and other information is available in the product prospectus, as well as the underlying investment option prospectuses.

Guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company and are subject to product terms, exclusions, and limitations.

Annuities are long-term investments vehicles designed for retirement purposes. Annuity contracts contain exclusions, limitations, reductions of benefits, and terms for keeping them in force. Your financial professional can provide you with complete details.

Annuity products issued by Delaware Life Insurance Company (Zionsville, IN), which is authorized to transact business in all states (except New York), the District of Columbia, Puerto Rico, and the U.S. Virgin Islands and in New York by Delaware Life Insurance Company of New York (New York, NY), which is authorized to transact business in New York and Rhode Island. Variable contracts are distributed through Clarendon Insurance Agency, Inc. (Waltham, MA), member FINRA. All three companies are members of Group One Thousand One, LLC (Group1001). Each company is responsible for its own financial condition and contractual obligations. Product availability and features may vary by state.

This communication is for informational purposes only. It is not intended to provide, and should not be interpreted as individualized investment, legal, or tax advice. To obtain such advice, please consult with your investment, legal, or tax professional.

NOT FDIC/NCUA INSURED | MAY LOSE VALUE | NO BANK/CREDIT UNION GUARANTEE | NOT A DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

This website is for U.S. persons only, and information contained on this site does not and is not intended to constitute an advertisement, solicitation, or offer for sale in any jurisdiction, outside the United States of America, where such use would be prohibited or regulated.

2023040058 | EXP 04/17/24

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