Focused on protection, driven by growth

Protect the principal investment from market downside while also seeing potential accumulation along with diversification and fixed account options.

Guaranteed principal protection

Guaranteed principal protects retirement savings, while growth potential helps prepare for the expected – and unexpected – in retirement. Plus, a 10% Guaranteed Minimum Account Value (GMAV) is an included benefit that provides a guaranteed minimum 10% growth in account value after ten years.

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Reallocation flexibility

Have the flexibility to reallocate index strategies at the end of the crediting method term if needs, goals, or risk tolerance shift over time. A range of choices allows for diversification in changing markets.

Bailout benefit

Withdraw the entire contract value of the annuity without a surrender charge or market value adjustment (MVA) if the renewal cap for the one-year point-to-point S&P 500® Index falls below the contract’s issue cap rate, which is declared at contract issue and will not change during the life of the contract. No allocation to the S&P 500® Index is required to receive bailout protection (based on income).

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Target Income 10® Legal Disclosure

All products and/or options may not be available in all states. Annuity contracts contain exclusions, limitations, reductions of benefits, and terms for keeping them in force. Your licensed financial professional can provide you with complete details. For use with policy forms ICC17-DLIC-FIA-17 or DLIC-FIA-17.

Target Growth 10® is currently approved for sale in all states EXCEPT: NY and HI.