Momentum Growth Plus™ fixed index annuity combines a 15% premium bonus, premium protection, growth potential and a unique built-in feature – VersaGain™ that allows you to control what you protect, customize your annual growth potential, and capitalize on positive equity markets.
Control. Customize. Capitalize.
Momentum Growth Plus™ Product Information
Momentum Growth Plus™ provides a 15% premium bonus and offers flexible risk customization for potentially higher returns than traditional FIAs.
Momentum Growth Plus™ Index and Crediting Strategies Information
Momentum Growth Plus™ allows you to allocate your money in one or a combination of index strategies from leading investment managers.
Frequently Asked Questions
A fixed index annuity (FIA) is an insurance product designed to help you meet your long-term retirement needs. A FIA may help you:
Grow your money—earn interest based on the performance of the indexed-linked crediting options or fixed account.
Protect your money—lock in gains each year to protect your account value from market drops.
Convert your savings into retirement income, including income for life.
Annuities are long-term investment vehicles designed for retirement purposes. Their guarantees are backed by the financial strength and claims-paying ability of the insurance company that issues the annuity. As an informed consumer, you can research an insurer’s financial strength ratings—which gauge the claims-paying ability of an insurance company to meet its financial obligations to policy/contract holders. These agencies rate the financial strength of insurance companies on a regular basis— for example, A.M. Best Company, Fitch Ratings, and Standard and Poor's.
Your financial professional can help you decide if an annuity fits into your overall financial plan depending on your current portfolio, your short and long-term goals, plus your risk tolerance. Delaware Life Insurance Company does not provide individualized investment, legal, or tax advice. Please consult with your investment, legal, or tax professional before making any investment decisions.
You may be eligible for an early withdrawal of:
Up to 10% of the last contract anniversary account value, or
The required minimum distribution (RMD).
Both options are free of surrender charges and any applicable Market Value Adjustment (MVA). Please consult your financial professional for more information.
Some FIAs may offer riders or features at additional cost. Please consult your financial professional for more information.
Control
With a traditional FIA, your premium and any interest ("gains") credited are 100% protected, regardless of market conditions.
PLUS, Momentum Growth Plus™ allows you to control how much of your interest is protected by electing a percentage of it to credit, each year.


Customize
With a traditional bonus FIA, you can adjust your strategy annually to optimize growth potential based on risk tolerance and market conditions.
PLUS, Momentum Growth Plus™ gives you the option to set aside a portion of your gains for a potentially higher upside.
Capitalize
With a traditional bonus FIA, you choose where to allocate funds from a variety of index options based on broader market conditions.
PLUS, Momentum Growth Plus™ can help you capitalize on positive equity markets with the potential for higher returns through higher crediting rates.

Momentum Growth PlusTM Legal Disclosure
Annuities are long-term financial vehicles designed for retirement purposes. These policies may not be available in all states, and product features vary by state. The surrender value will not be less than the minimum value required by your state. Momentum Growth Plus™ fixed index annuity has age eligibility requirements, minimum premium amounts, systematic withdrawal limits, and qualifying requirements for waiver of withdrawal and surrender charges. For more details, including limitations and exclusions, ask your financial professional or refer to the Momentum Growth Plus™ product brochure.
Fixed index annuities are not securities, do not participate directly in the stock market or any index, and are not investments. It is not possible to invest directly in an index.
Annuities are issued and guarantees are backed by the financial strength and claims-paying ability of Delaware Life Insurance Company (Zionsville, IN). Products, riders, and features may vary by state, and may not be available in all states. This material may not be approved in all states.
This communication is for informational purposes only. It is not intended to provide, and should not be interpreted as individualized investment, legal or tax advice. To obtain such advice, please consult with your investment, legal or tax professional.
Delaware Life Insurance Company (Zionsville, IN) is authorized to transact business in all states (except New York), the District of Columbia, Puerto Rico, and the U.S. Virgin Islands. Contracts are issued by Delaware Life Insurance Company. For use with policy forms ICC24-DLIC-FIA-MSP and endorsement/rider forms ICC24-DLIC-EARCAP, ICC24-DLIC-EARPAR. Policy and rider form numbers may vary by state.