PrimeStart Bonus 10TM offers an exclusive trifecta of features combining the power of a 14% premium bonus, interest crediting that’s based on the lowest index value in the first 90 days after contract issue, and flexible index account lock to help you kick-start, recover, and accelerate your savings.
Fixed Index Annuity
Delaware Life PrimeStart Bonus 10TM
Kick-start, recover, and accelerate retirement savings
Rates PrimeStart Bonus 10™ Product Information
PrimeStart Bonus 10™ fixed index annuity can help kick-start, recover, and accelerate your retirement savings.
PrimeStart Bonus 10™ Index and Crediting Strategies Information
PrimeStart Bonus 10™ allows you to invest your money in one or a combination of index strategies and crediting options. Or you could choose one of two balanced and diversified multi-strategy Precision Portfolios.
Frequently Asked Questions
A fixed index annuity (FIA) is an insurance product designed to help you meet your long-term retirement needs. A FIA may help you:
Grow your money—earn interest based on the performance of the indexed-linked crediting options or fixed account.
Protect your money—lock in gains each year to protect your account value from market drops.
Convert your savings into retirement income, including income for life.
Annuities are long-term investment vehicles designed for retirement purposes. Their guarantees are backed by the financial strength and claims-paying ability of the insurance company that issues the annuity. As an informed consumer, you can research an insurer’s financial strength ratings—which gauge the claims-paying ability of an insurance company to meet its financial obligations to policy/contract holders. These agencies rate the financial strength of insurance companies on a regular basis— for example, A.M. Best Company, Fitch Ratings, and Standard and Poor's.
Your financial professional can help you decide if an annuity fits into your overall financial plan depending on your current portfolio, your short and long-term goals, plus your risk tolerance. Delaware Life Insurance Company does not provide individualized investment, legal, or tax advice. Please consult with your investment, legal, or tax professional before making any investment decisions.
You may be eligible for an early withdrawal of:
Up to 10% of the last contract anniversary account value, or
The required minimum distribution (RMD).
Both options are free of surrender charges and any applicable Market Value Adjustment (MVA). Please consult your financial professional for more information.
Some FIAs may offer riders or features at additional cost. Please consult your financial professional for more information.
Get your investment off to a “fast start”
Receive a 14% bonus on premium payments made in the first 60 days after contract issue.
Maximize index gains
The initial starting index value is set using the lowest index value following the first 90 days after contract issue. This no-cost feature offers the potential to increase both the size and likelihood of an interest credit in the first contract year.
Diversification
Select from a range of individual index options to diversify in changing markets or choose a balanced and diversified multi-strategy Precision Portfolio designed to give you a simple, tailored way to diversify your portfolio.
Primestart Bonus 10TM Legal Disclosure
Annuities are long-term financial vehicles designed for retirement purposes. These policies may not be available in all states, and product features vary by state. The surrender value will not be less than the minimum value required by your state. PrimeStart Bonus 10™ fixed index annuity has age eligibility requirements, minimum premium amounts, systematic withdrawal limits, and qualifying requirements for waiver of withdrawal and surrender charges. For more details, including limitations and exclusions, ask your financial professional or refer to the PrimeStart Bonus 10™ product brochure.
Fixed index annuities are not securities, do not participate directly in the stock market or any index, and are not investments. It is not possible to invest directly in an index.
Annuities are issued and guarantees are backed by the financial strength and claims-paying ability of Delaware Life Insurance Company (Zionsville, IN). Products, riders, and features may vary by state, and may not be available in all states.
Delaware Life Insurance Company (Zionsville, IN) is authorized to transact business in all states (except New York), the District of Columbia, Puerto Rico, and the U.S. Virgin Islands.
Contracts are issued by Delaware Life Insurance Company. For use with policy forms ICC22-DLIC-FIA, DLIC22-FIA. Policy and rider form numbers may vary by state.