Target Income Choice™ fixed index annuity provides a customizable and dependable lifetime income plan equipped to meet your unique needs. With two distinct Guaranteed Lifetime Withdrawal Benefit (GLWB) options—plot the income strategy that leads to your goals.
Target Income Choice™ Product Information
Target Income Choice™ delivers flexibility and confidence, to help you prepare for whatever is next.
Target Income Choice™ Index and Crediting Strategies Information
Target Income Choice™ allows you to allocate your money in one or a combination of index strategies and crediting options.
A secure retirement speaks louder than words
At the heart of Target Income Choice™ are two distinct Guaranteed Lifetime Withdrawal Benefit (GLWB) options that make it easy for you to select an income strategy aligned with your goals.
- RetireReady GLWB (income soon) with an upfront GLWB bonus PLUS simple interest roll-up for up to 7 years OR
- RetireBuild GLWB (income later) with a compound interest roll-up for up to 10 years


Critical flexibility
- Wait until you're ready to take lifetime income to select either single or joint payments
- Receive a pro-rated roll-up bonus credit to the withdrawal benefit base on the income start date
- Chronic Illness Income Multiplier provides extra income when you need it most. See disclosure statement for more information
Choice
- Choose one or multiple index options from industry leading managers OR select one of two balanced and diversified multi-strategy Precision Portfolios designed to give you a tailored way to diversify your portfolio
- Competitive rates to maximize the account value and death benefit growth. Banded rates reward with higher rates as the account accumulates

Target Income Choice™ Legal Disclosure
Broker/dealer and state variations may apply. Contact your broker/dealer for availability. All products and/or options may not be available in all states. Annuity contracts contain exclusions, limitations, reductions of benefits, and terms for keeping them in force. Your licensed financial professional can provide you with complete details. For use with policy form ICC22-DLIC-FIA and rider forms ICC25-DLIC-FIA-GLWB-BON, ICC25-DLIC-FIA-GLWB-NB, ICC24-DLIC-FIA-CI-DT. Policy and rider form numbers may vary by state.