With TruePath Income™ you have the flexibility to choose the growth and lifetime income strategies that meet your unique needs.
Fixed Index Annuity
Delaware Life
TruePath IncomeTM
Pick Your Path. Own Your Future.
Rates TruePath Income™ Product Information
TruePath Income™ also includes a Guaranteed Lifetime Withdrawal Benefit (GLWB) which offers two distinct income growth and distribution options that make it easy for you to select a strategy aligned with your goals.
TruePath Income™ Index and Crediting Strategies Information
TruePath Income™ allows you to allocate your money to one or a combination of index strategies and crediting options. Or you could choose a balanced and diversified multi-strategy Precision Portfolio.
Frequently Asked Questions
A fixed index annuity (FIA) is an insurance product designed to help you meet your long-term retirement needs. A FIA may help you:
Grow your money—earn interest based on the performance of the indexed-linked crediting options or fixed account.
Protect your money—lock in gains each year to protect your account value from market drops.
Convert your savings into retirement income, including income for life.
Annuities are long-term investment vehicles designed for retirement purposes. Their guarantees are backed by the financial strength and claims-paying ability of the insurance company that issues the annuity. As an informed consumer, you can research an insurer’s financial strength ratings—which gauge the claims-paying ability of an insurance company to meet its financial obligations to policy/contract holders. These agencies rate the financial strength of insurance companies on a regular basis— for example, A.M. Best Company, Fitch Ratings, and Standard and Poor's.
Your financial professional can help you decide if an annuity fits into your overall financial plan depending on your current portfolio, your short and long-term goals, plus your risk tolerance. Delaware Life Insurance Company does not provide individualized investment, legal, or tax advice. Please consult with your investment, legal, or tax professional before making any investment decisions.
You may be eligible for an early withdrawal of:
Up to 10% of the last contract anniversary account value, or
The required minimum distribution (RMD).
Both options are free of surrender charges and any applicable Market Value Adjustment (MVA). Please consult your financial professional for more information.
Some FIAs may offer riders or features at additional cost. Please consult your financial professional for more information.
Lifetime income flexibility
Guaranteed Lifetime Withdrawal Benefit (GLWB) which offers accumulation flexibility—with strategies for income soon or income later, and distribution flexibility—to select either level income or rising income.
Income security and flexibility
The GLWB’s Chronic Illness Income Multiplier* can help cover medical expenses by increasing the annual withdrawal amount by 200% for up to 5 years.
Allocation choice
Access to world-class index strategies from S&P, Goldman Sachs, Franklin Templeton, Nasdaq Intraday, and First Trust with a variety of interest crediting options, or choose one of two balanced and diversified multi-strategy Precision Portfolios as a tailored way to diversify your portfolio.
TruePath Income™ Legal Disclosure
*Chronic Illness Income Multiplier is not available in California. Must meet eligibility requirements. See disclosure statement for more information.
All products and/or options may not be available in all states. Annuity contracts contain exclusions, limitations, reductions of benefits, and terms for keeping them in force. Your licensed financial professional can provide you with complete details.Issued in most states on Contract Form Number ICC24-DLIC-FIA-MSP. Endorsements: ICC15-DLIC-MVAE, ICC15-DLIC-TIW-01, ICC15-DLIC-NHW-01, ICC24-DLIC-FIA-GLWB-L, ICC24-DLIC-FIA-GLWB-LB, ICC24-DLIC-FIA-GLWB-I, ICC24-DLIC-FIA-GLWB-IBPolicy and rider form numbers may vary by state.
TruePath Income™ is currently approved for sale in all states except NY, and in PR.