Why it makes sense to diversify within a fixed index annuity
Delaware Life’s Daniel Getler, Vice President and Head of Index and Fund Solutions, sits down with Gregg Greenberg from IN THE NASDAQ, to discuss why diversifying within a Fixed Index Annuity (FIA) makes sense. Many assume that since FIAs protect principal with a zero floor, volatility doesn’t matter. Daniel explains how volatility still impacts credited interest rates through the hedging process and that diversification remains essential to maximizing risk-adjusted returns.
The interview delves into understanding:
- What volatility-controlled indexes (VCs) are and how they work
- Why VC indexes have previously been unpopular
- How they have evolved to help optimize returns while maintaining downside protection.
Watch the interview to learn more about why now may a good time to diversify with VCs in a FIA.