The hardest to solve for risks in retirement are the ones your clients don't see coming — living longer than expected, inflation, market volatility, and even their own emotions. We call these the "L.I.V.E." risks and we've built the resources you need to help your clients understand and conquer them.
Your clients face real risks in retirement and we'll help you be the hero they need to live the life they deserve. With you by their side, your clients can overcome key retirement risks to:
Live fully with smarter, lasting income.
Protect their purchasing power over time.
Stay the course through uncertain markets.
Make decisions with calm and clarity.
And we'll be your partner every step of the way because at Delaware Life, we do more than sell annuities. We sell outcomes.
The increase in the risk of running out of money when retirement is extended by 5 years.1
The percentage of U.S. households that won't be able to maintain their standard of living in retirement.2
The percentage of gain it takes to recover from a 41% loss.3
That's how much more intensely people feel investment losses than gains.4
At Delaware Life, we want to help you change the conversation with your clients. In this brochure, we show you how to turn these abstract retirement risks into concrete concepts to demonstrate the value you bring to the table.
1CFA Institute, “100 Years and Counting: The Financial Reality of Extended Longevity,” June 10, 2025.
2Morningstar Center for Retirement & Policy Studies, Beyond the Retirement Crisis Headlines, July 2024.
3J.P. Morgan Asset Management, On the Bench, 09/2025.
4Kahneman & Tversky, Prospect Theory
